Privacy
Policy

Last Updated: 1 March 2026

This Privacy Policy describes how Kelzino ("we", "us", or "our"), operating the website kelzino.com, collects, uses, and protects personal information provided by users of our educational portal. We are committed to protecting your privacy in accordance with Argentine Law 25,326 on Personal Data Protection (Ley de Protección de Datos Personales) and applicable regulations.

1. Who We Are

Kelzino is an educational information portal focused on explaining Argentina's crowdlending regulatory framework. We are not a financial institution, law firm, or registered investment advisor. Our registered address is Islas Orcadas del Sur 6788, M5505 Carrodilla, Mendoza, Argentina. You can contact us at info@kelzino.com or +54 261 545-6409.

2. Information We Collect

2.1 Information You Provide Directly

When you use our contact form, we collect: your full name, email address, phone number (optional), and the content of your message. This information is provided voluntarily by you for the purpose of contacting us with questions about our educational content.

2.2 Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including: your IP address, browser type and version, operating system, referring URL, pages visited, time and date of your visit, and time spent on pages. This information is collected through cookies and similar technologies, subject to your consent preferences.

2.3 Cookies

We use cookies to improve your experience on our site. For detailed information about the cookies we use and how to manage your preferences, please see our Cookie Policy. You can manage your cookie preferences at any time through the cookie settings available on our site.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To respond to your inquiries and questions submitted through our contact form
  • To improve the content and functionality of our educational portal
  • To analyze how our site is used and identify areas for improvement
  • To comply with our legal obligations under Argentine law
  • To maintain the security and integrity of our website

We do not use your personal information for marketing purposes, we do not sell your data to third parties, and we do not use it for automated decision-making that produces legal effects.

4. Legal Basis for Processing

Under Argentine Law 25,326, we process your personal data on the following bases: your consent (for cookies and analytics); the performance of a pre-contractual or contractual relationship (when you contact us with an inquiry); compliance with a legal obligation; and our legitimate interests in operating and improving our educational portal, where these interests do not override your rights and freedoms.

5. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information with:

  • Service providers who assist us in operating our website (such as hosting providers), under contractual obligations of confidentiality
  • Law enforcement or regulatory authorities when required by law or to protect our legal rights
  • Professional advisors (lawyers, accountants) under obligations of professional secrecy

Any service providers we engage are required to handle your data in accordance with this Privacy Policy and applicable Argentine law.

6. Data Retention

We retain personal data collected through our contact form for a period of two (2) years from the date of receipt, after which it is securely deleted. Technical data collected through cookies is retained for the periods specified in our Cookie Policy. We may retain data for longer periods if required by law or for the establishment, exercise, or defense of legal claims.

7. Your Rights

Under Argentine Law 25,326, you have the following rights regarding your personal data:

  • Right of Access: You may request information about what personal data we hold about you and how it is used.
  • Right of Rectification: You may request correction of inaccurate or incomplete personal data.
  • Right of Deletion: You may request deletion of your personal data, subject to legal retention requirements.
  • Right of Confidentiality: You may request that we restrict the processing of your data in certain circumstances.
  • Right to Object: You may object to processing based on legitimate interests.

To exercise any of these rights, contact us at info@kelzino.com. We will respond within the timeframes established by Argentine law. You also have the right to file a complaint with the Agencia de Acceso a la Información Pública (AAIP), the Argentine data protection authority, at aaip.gob.ar.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include secure server infrastructure, encrypted data transmission (HTTPS), and access controls. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

9. International Transfers

Our website is hosted on servers that may be located outside Argentina. When personal data is transferred internationally, we ensure appropriate safeguards are in place in accordance with Argentine Law 25,326 and AAIP guidelines on international data transfers.

10. Children's Privacy

Our website is not directed at children under 18 years of age. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected data from a minor, please contact us immediately at info@kelzino.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your personal data, please contact us:

  • Email: info@kelzino.com
  • Phone: +54 261 545-6409
  • Address: Islas Orcadas del Sur 6788, M5505 Carrodilla, Mendoza, Argentina